Parenthood and Insurance

It's been a wild ride becoming parents but we're really enjoying the new challenge and it's one that has given me a bit of perspective in the work I do, and it's not the first time - I had a serious accident overseas a few years which really opened my eyes to making sure I could take care of myself if anything unexpected should happen, it showed me the importance of having a “defensive plan”. 

Now with our own little family here in Wellington it's that same feeling again highlighting the importance of the advice I give clients and prospective clients. To really listen to what they want from products like Life Insurance, and help them understand that I request so much information so I can build their “defensive plan” to support their goals and vision for the future.

I sound like a broken record here but the public's lack of understanding of insurance (also many of personal financing principles) and limitations of the public systems for support and healthcare are big reasons why New Zealanders are uninsured. When you don’t understand something it will be hard to trust the person or business you are seeking help from, unless they educate you. This is something I really strive for and I am always thinking about ways I can build that trust with my clients and education has always been at the forefront.

But listening to people is important, and for many they just really need to get a solution together quickly and most import affordably. That is why I created Life Simple, your life insurance starter kit. It offers a simple package with a bit of cover all round. A little bit of life cover, a bit of trauma and some income protection with a discount package I am yet to see matched by anything else online.

It is very much a starter kit, so when you do get some time after picking up your life simple package circle back to me down the line when you have time, and have your ducks in a row for a full review of your insurance needs. You can keep you Life Simple package and the discounts, we can just top things up to where they need to be.

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ACC isn’t Income Protection

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NZ, You’re underinsured