IMPORTANT INFO ABOUT PAT & LIFE SIMPLE

The following is important information you should know about us.

WHY IS IT IMPORTANT THAT YOU READ THIS ?

To understand what Life Simple offers and what it does not, including who Pat and Life Insurance Plus are. It is essential that you understand that the Life Simple offer does not include any advice.

This will help you make an informed choice about using Life Simple, or opting to go through the full advice process through Life Insurance Plus or another adviser that suits you. 

As you will see below, Life Simple is an offer on this website for a great insurance package and an ideal starting point for most but does not include advice. Life Insurance Plus is the license holder and registered business which is able to give advice on Risk Insurances. By keeping these separate we avoid the confusion that the package offered on Life Simple could in anyway be viewed as advice.

If personalised advice is what you are after, we can help with that and it doesn’t cost you a cent. See www.lifeinsuranceplus.co.nz and get in touch for your free consultation.

Who am I?

Pat Sellars. I am a father, sports fan, financial blogger and contributor to the finance section for Kiwi Parents magazine. My involvement in the insurance industry began in 2017, I have a bachelors degree from Massey University for Business Studies and NZ Financial Services Certificates for both Life, Health and General Insurances.

Although the Life Simple offer does not include advice, through Life Insurance Plus I can give individuals, families and businesses advice on a wide range of insurance products including:

  • Life Insurance

  • Income Protection Insurances

  • Trauma and Critical Illness Covers

  • Health Insurances

  • Permanent Disablement Covers

  • Business Continuity

  • Key Person Covers

  • Shareholder Buyout Covers

  • Employee Group Risk and Health Insurance Schemes

If you want a free assessment please contact me on pat@lifeinsuranceplus.co.nz

Who is Life Insurance Plus ?

Life Insurance Plus (LIP) is the FAP (Financial Advice Provider) who holds the license for which any advice is given under. LIP is licensed by the Financial Markets Authority (the Government agency that monitors financial markets in New Zealand) as a Financial Advice Provider with a Class 2 license. 

Our Financial Services Provider Number is FSP713991.

You can find us on the Financial Services Register here.

Our Contact Details:

Phone: 0800 L I PLUS / 0800 547 587
Email: info@lifeinsuranceplus.co.nz
Head office: 338 Jackson Street, Petone, Lower Hutt 5010


What’s the difference from using Life Simple and the normal Life Insurance Plus process?

Life Simple does not involve any advice to your specific needs, it simply offers a package that will suit a large number of consumers who are eligible as a great starting point for Life and Income protection. That is why I have often referred to it as NZ’s Life Insurance Starter Kit.

Because this does not include advice the process is much more efficient and allows us to offer a discounted premiums. You may also go through the Life Simple process, have the covers offered issued, and then contact us for advice about getting any additional covers without affecting the discounted premiums included in the Life Simple offer. 

Life Simple only offer 3 selected core products from one provider, where as Life Insurance Plus can operate with a number of leading NZ insurers and match any of their products to suit your needs. 

This is the key reason we have chosen to brand these processes completely differently. Life Simple is the online offer here, and Life Insurance Plus is a Financial Advice Provider.

If at any point you feel you need to get one on one advice do not hesitate to contact me to go through the full advice process. The services come at no cost to you.

For full details on Life Insurance Plus please visit www.lifeinsuranceplus.co.nz 

What does it cost and how do we get paid?

Life Insurance Plus nor myself will charge you any fees for using Life Simple and we do not handle any money directly from you. We are paid by way of commission by the providers including ongoing commission for the products issued. Those commissions are based on a percentage of the annual premium you pay to my providers. We may also receive other rewards for the overall business we provide them including tickets to events and other incentives.

When you proceed with the Life Simple offer here you will receive full details of what those percentages are and from whom.

Contact and License Information

Life Insurance Plus (FSP713991) 

Pat Sellars (FSP457886)
pat@lifeinsuranceplus.co.nz
0800 L I PLUS / 0800 547 587

338 Jackson Street
Petone
Lower Hutt
Wellington 5010

Meetings by appointment only.

Why should you choose me?

Trust is vital for anyone seeking financial advice. So this should really be about why you should trust me, so in addition to the above we are now part of a highly regulated industry that must abide by a set of rules set out in the Financial Markets Conducts Act 2013 which means putting your interests first, exercising care, skill, and following the Code of Professional Conduct for Financial Advice Services. 

Life Insurance Plus and Pat Sellars are registered on the Financial Service Providers Register (companiesoffice.govt.nz).

What if something goes wrong?

If you have a problem, concern, or complaint about any part of our service, please tell us as soon as possible so that we can try to fix the problem.

Pat Sellars (FSP457886)
pat@lifeinsuranceplus.co.nz
0800 L I PLUS / 0800 547 587

Pat will respond to you within 48 hours and will try to resolve your complaint. For full details of Life Insurance Plus complaints process please visit www.lifeinsuranceplus.co.nz

LIFE INSURANCE PLUS - Full Details

If you would like to know more about Life Insurance Plus please see our website here www.lifeinsuranceplus.co.nz